Are You Happy with Your Insurance?

As you know, the vehicle insurance (also known as auto insurance or car insurance) is an insurance purchased for cars, trucks or other vehicles, used to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident. In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver; however the degree of each varies greatly. Vehicle insurance can cover some or all of the following items: the insured party, the vehicle or third parties (car and people). In some jurisdictions coverage for injuries to persons riding in the insured vehicle is available without regard to fault in the auto accident. Different policies specify the circumstances under which each item is covered. For example, a vehicle can be insured against theft, fire damage, or accident damage independently.

There are a lot of vehicle insurance types: fully comprehensive auto insurance, third party, fire and theft insurance, specialized car insurance or short term insurance. And if you are asking yourself what is the purpose of the last mentioned type of insurance, then you have to be aware of the circumstances that may arise in your life. Because when your vehicle is getting repaired, or for example when you have to drive your best friend car, or even when you need to drive a van for a few days (for example when moving home), you need a flexible insurance which suits you best.

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